Future Business Leaders of America (FBLA) Business Calculations Practice Test

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Which health insurance option is the least costly if you have two doctor visits?

  1. A - $250 per month plus $75 per visit

  2. B - $200 per month plus $100 per visit

  3. C - $350 per month with unlimited visits

  4. D - $175 per month plus $150 per visit

The correct answer is: A - $250 per month plus $75 per visit

To determine which health insurance option is the least costly for two doctor visits, you need to calculate the total expenses for each option based on the monthly premium and the cost per visit. For the first option, the total cost includes a monthly premium of $250 and the cost for two visits at $75 each. So, the calculation would be: Total Cost for Option A = Monthly Premium + (Cost per Visit × Number of Visits) Total Cost for Option A = $250 + ($75 × 2) Total Cost for Option A = $250 + $150 Total Cost for Option A = $400 Now, let's calculate the costs for the other options: For the second option, the monthly premium is $200 and the visit cost is $100 each: Total Cost for Option B = $200 + ($100 × 2) Total Cost for Option B = $200 + $200 Total Cost for Option B = $400 For the third option, the monthly premium is $350, and since it offers unlimited visits, there is no additional cost regardless of the number of visits: Total Cost for Option C = $350 + $0 (since visits are unlimited) Total Cost for Option C = $350